{"id":16559,"date":"2024-10-09T12:35:53","date_gmt":"2024-10-09T10:35:53","guid":{"rendered":"https:\/\/lsfi.lu\/?page_id=16559"},"modified":"2025-11-14T15:50:00","modified_gmt":"2025-11-14T14:50:00","slug":"innovation-and-retail-products-for-sustainable-finance","status":"publish","type":"page","link":"https:\/\/lsfi.lu\/de\/innovation-and-retail-products-for-sustainable-finance\/","title":{"rendered":"Innovation and Retail Products for Sustainable Finance"},"content":{"rendered":"[vc_row type=&#8220;full_width_background&#8220; full_screen_row_position=&#8220;middle&#8220; column_margin=&#8220;default&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; bg_color=&#8220;#ffffff&#8220; bg_image=&#8220;9556&#8243; bg_position=&#8220;center center&#8220; background_image_loading=&#8220;default&#8220; bg_repeat=&#8220;no-repeat&#8220; scene_position=&#8220;center&#8220; top_padding=&#8220;14%&#8220; bottom_padding=&#8220;12%&#8220; 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enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;10&#8243;][vc_column_text css=&#8220;.vc_custom_1728310132940{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220;]\n<h2><span style=\"color: #003366;\">About the Innovation and Retail Products for Sustainable Finance Working Group<\/span><\/h2>\n<p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;25&#8243;][\/vc_column_inner][\/vc_row_inner][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;30&#8243;][vc_row_inner column_margin=&#8220;default&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; 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hover_animation=&#8220;none&#8220; alignment=&#8220;&#8220; border_radius=&#8220;none&#8220; box_shadow=&#8220;none&#8220; image_loading=&#8220;default&#8220; max_width_custom=&#8220;90%&#8220;][\/vc_column_inner][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/2&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text]The Innovation and Retail Products for Sustainable Finance Working Group will focus on assessing sustainable finance products for retail investors in Luxembourg and other European markets.<\/p>\n<p><span style=\"color: #003366;\"><b>First Objective<\/b><\/span><\/p>\n<p>Identify and assess the current offer of sustainable finance investment products (banking, asset management, insurance, etc.) for retail investors in Luxembourg.<\/p>\n<p><span style=\"color: #003366;\"><b>Second Objective<\/b><\/span><\/p>\n<p>Analyse the offer of sustainable finance products for retail investors in other European countries, including incentives like tax benefits, and highlight key gaps and potential solutions.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;50&#8243;][vc_row_inner column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text css=&#8220;.vc_custom_1712830573263{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220;]\n<h2><span style=\"color: #003366;\">Members<\/span><\/h2>\n<p>\n[\/vc_column_text][vc_column_text css=&#8220;&#8220; text_direction=&#8220;default&#8220;]\n<ul style=\"font-weight: 400;\">\n<li><span style=\"color: #003366;\"><strong>Ala Presenti<\/strong><\/span>, Head of Finance and ESG Lead, Investre S.A.<\/li>\n<li><strong><span style=\"color: #003366;\">Alessandra Simonelli<\/span><\/strong>, Group Head of Sustaina<span class=\"outlook-search-highlight\">bil<\/span>ity, BIL<\/li>\n<li><strong><span style=\"color: #003366;\">Alexander Wilhlem Lempka<\/span><\/strong>, CEO, Connect Earth Ltd.<\/li>\n<li><strong><span style=\"color: #003366;\">Cassiop\u00e9e Robert<\/span><\/strong>, Expert ESG Investments, Banque Raiffeisen<\/li>\n<li><strong><span style=\"color: #003366;\">Cathrine Foldberg M\u00f8ller<\/span><\/strong>, Partner, Simmons&amp;Simmons Luxembourg LLP<\/li>\n<li><strong><span style=\"color: #003366;\">Guillaume Debauve<\/span><\/strong>, ESG Legal Officer, BGL BNP Paribas<\/li>\n<li><strong><span style=\"color: #003366;\">Julien Froumouth<\/span><\/strong>, Head of Sustainability, Spuerkeess<\/li>\n<li><strong><span style=\"color: #003366;\">Paulina Arcos Conelli<\/span><\/strong>, Head of Investment Compliance and Operational Risk, Generali Investment Luxembourg<\/li>\n<li><strong><span style=\"color: #003366;\">Pedro Pinheiro<\/span><\/strong>, Project Manager, Microinsurance Network ASBL<\/li>\n<li><strong><span style=\"color: #003366;\">Ruslana Hrischeva<\/span><\/strong>, Local Partner<span lang=\"EN-US\">, <\/span>White &amp; Case<\/li>\n<li><strong><span style=\"color: #003366;\">Sandrine Chabrerie<\/span><\/strong>, CSR Manager, Foyers Assurances SA<\/li>\n<li><strong><span style=\"color: #003366;\">Vusala Ahmadova<\/span><\/strong>, Conducting Officer Valuation, Vistra Fund Management Luxembourg<\/li>\n<\/ul>\n<p><strong><span style=\"color: #003366;\">Cathrine Foldberg M\u00f8ller<\/span><\/strong> has been appointed as the Chair of the Working Group and Guillaume Debauve as the Vice-Chair.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;50&#8243;][vc_row_inner disable_element=&#8220;yes&#8220; column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text css=&#8220;.vc_custom_1728310747457{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220;]\n<h2><span style=\"color: #003366;\">Key Dates<\/span><\/h2>\n<p>\n[\/vc_column_text][vc_column_text]<img decoding=\"async\" class=\"alignnone wp-image-17705 \" src=\"https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1-300x133.png\" alt=\"\" width=\"571\" height=\"253\" srcset=\"https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1-300x133.png 300w, https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1-1024x455.png 1024w, https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1-768x341.png 768w, https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1-1536x683.png 1536w, https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/WG-1.png 1800w\" sizes=\"(max-width: 571px) 100vw, 571px\" \/><\/p>\n<p>Disclaimer: The exact meeting calendar will be confirmed during the first session.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text css=&#8220;.vc_custom_1728310747457{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220;]\n<h2><span style=\"color: #003366;\">Key Dates<\/span><\/h2>\n<p>\n[\/vc_column_text][vc_column_text css=&#8220;&#8220; text_direction=&#8220;default&#8220;]<img decoding=\"async\" class=\"alignnone wp-image-23075 \" src=\"https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Copy-of-Timeline-Infographics-by-Slidesgo.pptx-300x111.png\" alt=\"\" width=\"465\" height=\"172\" srcset=\"https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Copy-of-Timeline-Infographics-by-Slidesgo.pptx-300x111.png 300w, https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Copy-of-Timeline-Infographics-by-Slidesgo.pptx-1024x379.png 1024w, https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Copy-of-Timeline-Infographics-by-Slidesgo.pptx-768x284.png 768w, https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Copy-of-Timeline-Infographics-by-Slidesgo.pptx.png 1494w\" sizes=\"(max-width: 465px) 100vw, 465px\" \/>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text css=&#8220;.vc_custom_1760442485812{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220; text_direction=&#8220;default&#8220;]\n<h2><span style=\"color: #003366;\">Outcome Report<\/span><\/h2>\n<p>\n[\/vc_column_text][vc_column_text css=&#8220;&#8220; text_direction=&#8220;default&#8220;]Access here the <span style=\"color: #0099ff;\"><strong>outcome report<\/strong><\/span> of the LSFI Working Group on Innovation and Retail Products for Sustainable Finance.<\/p>\n<p>This document provides an overview of the Outcome Report, detailing the work conducted by the Innovation and Retail Products for Sustainable Finance Working Group. It covers the <span style=\"color: #0099ff;\"><strong>objectives<\/strong><\/span>, <strong><span style=\"color: #0099ff;\">scope<\/span><\/strong>, <span style=\"color: #0099ff;\"><strong>timeline<\/strong><\/span>, and <span style=\"color: #0099ff;\"><strong>methodology<\/strong><\/span> of the group, along with a market overview and key trends for insurance, asset management, and banking sectors, as well as a cross-sectoral analysis of gaps and barriers. Sector-specific <strong><span style=\"color: #0099ff;\">recommendations<\/span><\/strong> are provided, together with recommendations for policymakers, financial institutions and retail investors.<\/p>\n<p style=\"text-align: center;\"><a class=\"nectar-button n-sc-button jumbo accent-color regular-button\" target=\"_blank\" href=\"https:\/\/lsfi.lu\/wp-content\/uploads\/2025\/11\/Outcome-Report-LSFI-Working-Group-on-Innovation-and-Retail-Products-for-Sustainable-Finance.pdf\" data-color-override=\"#0099ff\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>Access the Report<\/span><\/a>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;20&#8243;][vc_row_inner column_margin=&#8220;none&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; text_align=&#8220;left&#8220; row_position=&#8220;default&#8220; row_position_tablet=&#8220;inherit&#8220; row_position_phone=&#8220;inherit&#8220; overflow=&#8220;visible&#8220; pointer_events=&#8220;all&#8220;][vc_column_inner column_padding=&#8220;no-extra-padding&#8220; column_padding_tablet=&#8220;inherit&#8220; column_padding_phone=&#8220;inherit&#8220; column_padding_position=&#8220;all&#8220; column_element_direction_desktop=&#8220;default&#8220; column_element_spacing=&#8220;default&#8220; desktop_text_alignment=&#8220;default&#8220; tablet_text_alignment=&#8220;default&#8220; phone_text_alignment=&#8220;default&#8220; background_color_opacity=&#8220;1&#8243; background_hover_color_opacity=&#8220;1&#8243; column_backdrop_filter=&#8220;none&#8220; column_shadow=&#8220;none&#8220; column_border_radius=&#8220;none&#8220; column_link_target=&#8220;_self&#8220; overflow=&#8220;visible&#8220; gradient_direction=&#8220;left_to_right&#8220; overlay_strength=&#8220;0.3&#8243; width=&#8220;1\/1&#8243; tablet_width_inherit=&#8220;default&#8220; animation_type=&#8220;default&#8220; enable_animation=&#8220;true&#8220; animation=&#8220;fade-in-from-bottom&#8220; animation_easing=&#8220;default&#8220; bg_image_animation=&#8220;none&#8220; border_type=&#8220;simple&#8220; column_border_width=&#8220;none&#8220; column_border_style=&#8220;solid&#8220;][vc_column_text]\n<p>&nbsp;<\/p>\n[\/vc_column_text][vc_column_text css=&#8220;.vc_custom_1662720168810{padding-top: 0px !important;padding-bottom: 0px !important;}&#8220;]\n<h2><span style=\"color: #003366;\">Relevant Documentation<\/span><\/h2>\n<p>\n[\/vc_column_text][divider line_type=&#8220;No Line&#8220; custom_height=&#8220;10&#8243;][nectar_cta btn_style=&#8220;arrow-animation&#8220; heading_tag=&#8220;h6&#8243; button_color=&#8220;default&#8220; button_border_thickness=&#8220;0px&#8220; link_type=&#8220;new_tab&#8220; alignment=&#8220;left&#8220; alignment_tablet=&#8220;default&#8220; alignment_phone=&#8220;default&#8220; display=&#8220;block&#8220; display_tablet=&#8220;inherit&#8220; display_phone=&#8220;inherit&#8220; link_text=&#8220;Access the Innovation and Retail Products Working Group Terms of Reference&#8220; url=&#8220;https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/11\/LSFI-WG-Innovation-and-retail-products-Terms-of-reference-1.pdf&#8220;][nectar_cta btn_style=&#8220;arrow-animation&#8220; heading_tag=&#8220;h6&#8243; button_color=&#8220;default&#8220; button_border_thickness=&#8220;0px&#8220; link_type=&#8220;new_tab&#8220; alignment=&#8220;left&#8220; alignment_tablet=&#8220;default&#8220; alignment_phone=&#8220;default&#8220; display=&#8220;block&#8220; display_tablet=&#8220;inherit&#8220; display_phone=&#8220;inherit&#8220; link_text=&#8220;Access the Innovation and Retail Products Working Group Application Form&#8220; url=&#8220;https:\/\/lsfi.lu\/wp-content\/uploads\/2024\/10\/20230927_LSFI_WG-Innovation-and-Retail_Application-Form-def.pdf&#8220;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8220;full_width_background&#8220; full_screen_row_position=&#8220;middle&#8220; column_margin=&#8220;default&#8220; column_direction=&#8220;default&#8220; column_direction_tablet=&#8220;default&#8220; column_direction_phone=&#8220;default&#8220; bg_color=&#8220;#ffffff&#8220; bg_image=&#8220;9556&#8243; bg_position=&#8220;center center&#8220; background_image_loading=&#8220;default&#8220; bg_repeat=&#8220;no-repeat&#8220; scene_position=&#8220;center&#8220; top_padding=&#8220;14%&#8220; bottom_padding=&#8220;12%&#8220; text_color=&#8220;light&#8220; text_align=&#8220;left&#8220; row_border_radius=&#8220;none&#8220; row_border_radius_applies=&#8220;bg&#8220; overflow=&#8220;visible&#8220; enable_gradient=&#8220;true&#8220; 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