The LSFI is pleased to release the outcome of the analysis conducted by its Innovation and Retail Products for Sustainable Finance Working Group.
The working group, composed of 12 experts from financial institutions, fintechs and law firms, focused on the retail investment landscape in Luxembourg, highlighting the critical yet underutilised role of retail investors in advancing sustainable finance.
In particular, the working group conducted a comprehensive mapping and assessment of the sustainable investment landscape for retail investors in Luxembourg, focusing on the current product offering across the banking, asset management, and insurance sectors, identifying gaps and barriers.
The members also examined practices in other relevant European markets, with particular attention to policy mechanisms and incentives—such as tax benefits—designed to encourage retail participation in sustainable finance products.
Finally, the working group has explored pragmatic approaches to ultimately unlock the full potential of retail customer participation by formulating key recommendations to enhance existing offerings and integrate innovative features.
The Outcome Report includes:
- Objectives, scope, timeline, and methodology of the LSFI Innovation and Retail Products for Sustainable Finance Working Group
- Market overview and key trends by sector, highlighting a growing interest and demand for sustainable finance products
- A sustainable finance products overview across the insurance, asset management, and banking sectors
- A cross-sectoral analysis of gaps and barriers, including key issues such as a lack of awareness and understanding of the products, regulatory complexity, and data and technology
- Sector-specific recommendations to overcome the identified challenges
- Recommendations for policymakers, financial institutions and retail investors
Access the LSFI Innovation and Retail for Sustainable Finance Outcome Report
